Legal Expenses Insurance Cover
This is an insurance policy which will pay your Legal Costs in certain circumstances. Many Home Buildings and/or Contents Insurance policies contain Legal Expenses Insurance. The terms and conditions of such Insurance varies, but often it will cover expenses arising from a range of Legal matters, including personal injury claims, employment disputes, contractual disputes involving the purchase of goods, home improvements, or holidays, and criminal cases. Most Insurers will require you to notify them of any matter which may result in a claim before a certain deadline, and we would therefore advise you to ensure you check your existing Insurance documentation carefully and make the relevant report of a potential claim as soon as possible.
- Some may tell you that you have no right to choose a solicitor; this is wrong and an offence. If this occurs a complaint can be made to the financial ombudsman, whose website is at: www.financial-ombudsman.org.uk
- others may say that cover will not be provided until proceedings have been issued unless you uses the in-house solicitors
If your case is determined as having better than 50% prospects of success, after preliminary enquiries have been carried out, then you may be eligible for After The Event Legal Expenses Insurance Cover. Different levels of cover can be taken out dependant on the particular case.
Legal Expenses Insurance can be hugely beneficial as it removes the financial worry often associated with litigation. If you wish to invoke or apply for a policy, you should contact us without delay.